January 12, 2019
House move is a daunting task. 9 out of 10 movers regret it. We love to help. Here is a compiled to do list to cover your back including all necessary links.
Table Of Contents
Prepare for a change of address
Preparing for a change of address can give people goose bumps, cold creeps and a lot of stress. It is not unusual. Things we do occasionally or projects we undertake rarely can be burdensome, challenging and difficult.
But you need not to worry about. We have you covered.
One of the big parts of a house move is notifying about your change of address to all relevant stakeholders. We should make sure that we inform all the right people who need that information.
Change of address should be on top of your task list when moving to a new place. It makes sense. Many things associated with a house move need time to organize, like changing address with your utility provider or local council.
This would help you avoid any potential hassles and costs like missed bills or delays in services like broadband installation.
Friends and family
Unless you have a very good reason for not doing so, always inform family and friends that you are moving house and update with your exact address.
There used to times when people used to send out the change of address cards. Things have changed and you can do it by sparing a few minutes.
If you have grouped your contacts in your email service, you can just send an email to all of them.
You can also easily do it on social media but we would advise a bit of care.
If you have organized your friends into different circles like family or friends, you can just update a post which could be viewed only in the circle you choose.
Inform your employer about the change of address
If you are employed, make sure you inform them about your new address on time. Many people make this mistake, thinking they only need to update their banks for the change of address for their paychecks to arrive smoothly
There is a lot of other correspondence from HM Revenue & Customs you would not like to miss like tax forms or P60 or a check for overpaid tax etc.
Notify your utility services about your house move (Gas and electric)
At least a few weeks prior to your move, contact your current utility provider and discuss your plans for your move. Make a note of all the readings and pass them on to your provider. It is a good idea to keep a proof like taking some pictures.
The same goes for your new location. Double check all the readings and contact the existing utility providers there. It would also help if you shop around and see if you get offered a better package.
Utility Comparison Sites like uswitch and moneysupermarket can help you hunt for a better deal.
Following links will help you get straight to contact information for major providers.
Notify your water supply company
Let your water company know when about your planned dates to move.
In case if you have a water meter installed, you will need to give your water company at least 5 working days notice as they will need to arrange for a final meter reading. And in case you don't, you could be liable to pay for any water that's used after you have vacated the property.
Check this map for your water supply company. You can find your own provider information here: Contact your water company
Embedded content: https://www.ccwater.org.uk/wp-content/uploads/2018/04/Water-Industry-Map.png
Inform your insurance providers
Never forget to inform your insurance providers when moving home.
Incomplete or out of date information can affect your insurance premiums. Not updating your insurance provider could even result in your insurance policy becoming invalid.
It is always a good idea to review your options in case of a move.
You might be able to get a better quote at your new location. For example, you might find a cheaper quote if you are moving to England from Scotland and you can avail the services of a company who provide insurance in England only, but might be cheaper. It's always better to check.
Inform TV Licencing Authority for your change of address
When you move your house, your TV Licence doesn’t get automatically updated with your new address information. It is your responsibility to update the address on your license.
You can do this online any time, up to three months before your planned move.
What if your circumstances change like:
- You don't have a TV
- Don't watch live TV
- Don't watch BBC programmes online
- Your property is empty
If any of these apply, you still need to inform TV licensing
- Update your address with banks, building societies, and credit card company
First, it is a legal requirement to keep your bank updated with both your main address and a correspondence address if it's different.
Also, It is not a good idea to let your financial information ending up in wrong hands.
You can call your bank to see what options you have to update your address with them. You might be able to do it online, by post or in person.
Inform HM Revenue & Customs for your change of address
If you are employed, you need to update your address information with your employer. They will automatically update it with HM Revenue and Customs (HMRC).
If you pay your income tax through PAYE and you do live in the UK, you will need to inform HM Revenue and Customs (HMRC) about your new address. It's one location to update information for:
- Income Tax
- National Insurance
- State Pension
- Tax credits and Child Benefit
Remember, you will need to have a Government Gateway user ID and password and if you don't have one you can either requested it before you move or you can also request it when you inform HM Revenue and Customs (HMRC) about your move over the phone.
Whether you are doing it online or over the phone, you will need to have in hand your National Insurance number details.
Update DVLA for your change of address
It is an offense and could lead up to a hefty fine of up to £1,000 if you do not tell DVLA when your personal address changes.
There is no fee to change your address with DVLA. You are legally allowed to drive while you’re waiting for your updated license.
You can update your DVLA in two ways.
Apply online or apply by post.
For applications by post
- complete form D1 Form for car and motorbike licenses
- complete form D2 for lorry and bus licenses
and send it to DVLA, Swansea, SA99 1BN
Update your address on your vehicle log book (V5C)
Just like your driving license, It is an offense if you do not update your address on your vehicle log book (V5C) and could lead up to a hefty fine of up to £1,000.
There is no fee for an update. You are legally allowed to drive while you’re waiting for your updated vehicle log book (V5C).
Failing to update your vehicle log could have other serious repercussions:
Your vehicle tax reminder letter (V11) and any vehicle tax refunds will be sent to the wrong address.
Any traffic violation penalty ticket would be sent to the wrong address. You would miss the notices and could be liable for higher fines and even court proceedings.
Unfortunately, this information could only be updated by post.
You must send your whole logbook with an up to date address information to DVLA, Swansea, SA99 1BA
Update You address on the electoral register
If you've changed address and need to update your details on the electoral register. Updating your address with the electoral register is easy.
To change your address you will need to register again at your new address. You will then automatically be removed from the register at your previous address. In England, Scotland and Wales, you can do this online at gov.uk/register-to-vote.
Remember, it is a legal requirement to update the annual voter registration form and failing to do so could result in the court proceeding, define up to £1,000 and even a criminal record.
Not being on the electoral register could have other implications as well.
- You cannot vote.
- Credit reference agencies have access to the electoral register. This can affect your credit rating and you can have difficulties with opening a bank account, securing a mortgage or apply for credit or loans.
Update with all of your Subscriptions (Magazines, Charities etc)
Any subscription like newspapers, magazines for journals, make sure to contact them and update your new address. Many people forget to make these updates and their items carry on to get delivered at their previous address. They only come to know about it after missing a few or more deliveries.
You probably would not be refunded for the ones delivered at the wrong address so make sure you do it well in time before your move.
Update your records with your local authority/council when you move
Always remember to update your records with your local authority/council.
Even if you move to a new property in the same area you need to tell your local council. If you move to a new area, tell the council for the new area you’ve moved to and also tell the council you are moving from.
Failing to do so may result in extra bills sent to you like council tax etc.
Set up a mail redirection service
It is a good idea to always set your mail on a redirection with Royal Mail Redirection service for a period of at least six months if you do not want to miss out on important correspondence.
"You can redirect your mail to any UK or overseas address for 3, 6 or 12 months from just £33.99 for each different last name."
You can do it both online or at the local post office
Notify your child's current school and apply for new admissions
Before your child starts school, you will need to go through a few steps like admissions and meeting with school staff. You will need to have these documents in hand so make sure you keep them at a safe place while you move to avoid any disruption in your children education.
- Proof of the child’s legal name and date of birth
- Proof of your child’s main address
- Medical contact information
- Emergency contact information
- Proof of parental responsibility
Cable provider + landline provider + broadband
Remember to inform your cable and other service providers and make an appointment for the new service installation at your new address. New service installation and activation could take from a few days to even weeks. It is better to arrange a date even before you have moved.
If you know how bad it could be, living without internet these days, better act now.
Not having internet or phone services will strongly affect your ability to make further decisions about other services for your new place.
How are you going to search for your local council address or contact number? or search the school performance table to select the best school for your children etc.., hope you got the point.
SUMMARY | CHANGE OF ADDRESS CHECKLIST
- Bank account(s)
- Credit cards account(s)
- HM Revenue and Customs
- Home, car and life insurance
- Any other insurance
- Hire purchase providers
- Loyalty cards
- Shopping websites like Amazon, Tesco, Asda
- Water supplier
- Gas provider
- Electricity provider
- Landline phone
- TV Licence
- Digital TV Subscriptions
- Broadband provider
- Mobile phone company
- HM Revenue and Customs
- Local council
- Electoral register
- Pension and benefits
- Vehicle registration (V5C)
- Vehicle Breakdown cover
- Car finance
- Your GP
- Local NHS hospital
- pharmacy (for the regular prescriptions)
- Gym/sports clubs
- Magazine subscriptions
- Your local Library
- Your Solicitor
- Trade unions/professional bodies
- Children Schools
- Your College/universities
- Charities you support
Disclaimer: “Whilst we have made every effort to ensure that the information we
have provided is accurate, it is not and advice. We cannot accept any responsibility or
liability for any errors or omissions.
Visit third party sites at your own risk.
This article does not constitute legal advice.